The Best Online Community Platforms in 2026, Compared by Use Case
Online community platforms run from $0 to $179 a month, and the monthly price is the smaller half of the decision. What separates them is the cut they take from member payments — and whether that cut replaces payment processing or stacks on top of it. Skool starts at $9, Mighty Networks at $79, Circle at $89, Kajabi at $179.
Prices taken from each vendor's own pricing page on 16 August 2026.
Start with what you are actually building
Most comparisons rank platforms as if they competed on the same thing. They do not. Three different products are sold under the same label, and picking the wrong category costs more than picking the wrong brand within it.
The community is the product
People pay to be in the room: discussions, live calls, accountability. The course is a bonus rather than the offer. Prioritise engagement mechanics and low fixed cost.
Shortlist: Skool from $9, Circle from $89, Mighty Networks from $79.
The course is the product
You sell a structured programme and the community exists to support it. You need proper course tooling, drip content and a checkout that converts cold traffic.
Shortlist: Kajabi from $179, Podia from $39, Circle from $89.
You are gating access to something you already run
The community already exists on Discord or Telegram and you want to charge for entry without moving anyone. You need a payment and access layer, not a new home.
Shortlist: Whop at $0 a month, or Patreon if you sell tiers rather than access.
All eight compared
| Platform | From | Platform fee | Best for |
|---|---|---|---|
| Skool | $9/mo$7.50/mo yearly | 10% Hobby, 2.9% + $0.30 Pro | A paid community where the selling happens inside the community itself. |
| Circle | $129/mo$89/mo yearly | 2% Professional, 1% Businesson top of processing fees | Teams that need the community to carry their own branding, with workflows and an API. |
| Mighty Networks | $79/mo$950/yr yearly | 2% Launch, 1% Scaleon top of processing fees | Community-first brands wanting gamification and a branded app on the top tier. |
| Kajabi | $179/mo$143/mo yearly | 2.9% + $0.30 via Kajabi Payments | Launch-driven businesses that sell through funnels and email sequences. |
| Podia | $39/mo$33/mo yearly | 5% on Mover, 0% on Shaker | Selling digital products and courses cheaply, with community as a secondary feature. |
| Heartbeat | $99/mo | 2.5% on the Grow plan | Chat-led communities that want a Discord feel with courses and payments attached. |
| Whop | $0/mo | 2.7% + $0.30, plus 3% on automated sales | Selling access to Discord or Telegram groups with no fixed monthly cost. |
| Discord | $0/mo | None — you bolt on a payment tool | Free chat communities, and any audience already living on Discord. |
The fee detail that changes the ranking
A platform fee can mean two very different things, and vendors are not always keen to spell out which they charge.
- Fees that replace processing. Skool processes payments itself, so its 2.9% + $0.30 on the Pro plan is the whole cost of taking money.
- Fees that stack. Circle’s 2% and Mighty Networks’ 2% are charged before Stripe takes its own 2.9% + $0.30. The headline number looks lower than Skool’s and the real cost is higher.
- Fees that stack twice. Whop charges 2.7% + $0.30 to process, adds 3% on sales that use its automations, then roughly 1.5% on international cards. Free monthly, expensive per sale.
At $5,000 of monthly member revenue, a 2%-plus-Stripe platform takes about $245 in fees against Skool Pro’s $145. That gap is larger than the difference in subscription price, and it grows every month you do. Run your own numbers here.
Short verdicts
- Skool — from $9/mo
- A paid community where the selling happens inside the community itself. Watch out: No branding control, no email marketing, no automation, one community per account.
- Circle — from $129/mo
- Teams that need the community to carry their own branding, with workflows and an API. Watch out: The 2% is charged before Stripe takes its own 2.9% + $0.30. Automation sits on the $199 tier.
- Mighty Networks — from $79/mo
- Community-first brands wanting gamification and a branded app on the top tier. Watch out: Automation and API are on the $179 Scale plan. Streaming hours and storage are metered.
- Kajabi — from $179/mo
- Launch-driven businesses that sell through funnels and email sequences. Watch out: Basic caps you at 5 products, 2,500 contacts and 2 admins. Community is a late addition.
- Podia — from $39/mo
- Selling digital products and courses cheaply, with community as a secondary feature. Watch out: Community tools are thinner than Circle's or Mighty's.
- Heartbeat — from $99/mo
- Chat-led communities that want a Discord feel with courses and payments attached. Watch out: Smaller ecosystem, and the price climbs quickly for what you get.
- Whop — from $0/mo
- Selling access to Discord or Telegram groups with no fixed monthly cost. Watch out: Fees stack: automations add 3%, international cards ~1.5%, currency conversion ~1%.
- Discord — from $0/mo
- Free chat communities, and any audience already living on Discord. Watch out: No native courses, no payments, no structure. Everything paid needs a third-party layer.
If you are weighing the two most common shortlists, the detail is in Skool vs Circle and Skool vs Kajabi.
Community platform FAQ
- What is the best platform for an online community?
- There is no single answer, but the choice narrows fast. If the community itself is what people pay for, Skool and Circle lead. If you sell a structured course, Kajabi and Podia fit better. If you are charging for access to an existing Discord, Whop does that without a monthly fee.
- Which community platform is cheapest?
- Whop, at $0 a month, if you are earning little — it makes its money on transaction fees instead. Among subscription platforms Skool is cheapest at $9 a month, followed by Podia at $39 and Mighty Networks at $79.
- Why do transaction fees matter more than the monthly price?
- Because the fee scales with you and the subscription does not. A 2% fee on $10,000 of monthly revenue is $200 — more than most platforms charge for the plan itself. Check whether the fee replaces payment processing or sits on top of it.
- Do any community platforms have a free plan?
- Whop and Discord are free to use, and Patreon charges nothing upfront. Skool, Circle, Kajabi and Mighty Networks all run 14-day trials but have no permanently free tier.
- Can you move a community between platforms?
- Member lists export almost everywhere. Posts, course progress and comment history generally do not. Treat a migration as a relaunch rather than a transfer, and pick the platform you can stay on for two years.
Cheapest way to find out
Skool is $9 a month and takes under an hour to set up. If the community is the product, start there before committing to a platform ten times the price.
Start your free Skool trial (opens in a new tab)